Buying a house is an expensive endeavor, obviously. But when it comes to big a completely new home from a builder, there are plenty more costs that you’ll be responsible for that you wouldn’t necessarily have to cover with a resale.
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Americans have been enjoying historically low mortgage interest rates for years now, making financing a home more affordable. But how much longer can the rates continue to scrape the bottom?
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If you’re like many other property owners, you likely cringe when you get your property tax assessment in the mail. But as annoying as it may be to have to open your wallet to pay these pesky taxes, they do actually serve an important purpose.
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When it comes to your landscaping, you want to be able to spend more time enjoying it and less time slaving over it. But it all comes down to careful planning and designing, and what you choose to include in your garden.
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Baby boomers who are approaching or have already entered their retirement years have traditionally been known to downsize. Not having as much property to take care of and minimizing the number of stairs that have to be climbed are generally the traits that tend to change once the Golden Years arrive.
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No other state in the US is more mesmerizing and dream-catching than the coveted state of California. Sunny days, yummy foods, a diverse culture, and a laid-back lifestyle make California the land of opportunity.
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Many homebuyers are looking for a turn-key property that’s move-in ready. Buying a home with little to do to it is very attractive, especially for the millennial demographic.
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Building codes might seem like a nuisance for homeowners, but they’re there for a reason: safety. Many homeowners might not be aware of the building codes they need to follow, which not only puts them at risk for paying fines, but also makes them vulnerable to injury and even death.
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If you’re planning on purchasing a high-priced home and leveraging the majority of the money to pay for it, you’ll likely need a jumbo mortgage. Almost 90% of mortgages are backed by either one of two major government-sponsored enterprises: Fannie Mae and Freddie Mac. Part of the remaining 10% are considered jumbo mortgages, a home loan option for expensive homes that approach the $1 million mark and beyond.
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Bad credit. Insufficient income. Inadequate down payment. These reasons – and many more – can stand in the way of getting approved for a conventional home loan. Many would-be homeowners often turn to others as co-signers in order to get approved for the mortgage they so desire.
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